How Much Does Cataract Surgery Cost?

What you pay depends on your insurance coverage, remaining deductible, surgery plan, and the type of replacement lens you choose.

Schedule Cataract Evaluation

Cataract Lens Pricing

Prices are estimates and are shown per eye. Your final cost may vary depending on your insurance plan, location, treatment package, surgeon’s recommendation, and required testing. Deductibles, copays, and coinsurance may still apply.

1

Light Adjustable Lens

Around $5,500 per eye, plus your insurance responsibility

2

Multifocal,Trifocal and Extended-Range Lens

Around $4,250 per eye, plus your insurance responsibility

3

Toric Lens

Around $3,295 per eye, plus your insurance responsibility

4

Basic Monofocal

Billed to insurance when covered

Purple futuristic intraocular lens floating in a high-tech setting with a focused beam of light illustrating Light Adjustable Lens customization after cataract surgery.

Which Lens Option May Fit Your Needs?

Learn More About Lens Options

What Insurance May Cover

When cataract surgery is medically necessary, Medicare and many private insurance plans may help cover:

  • Removal of the cataract
  • A standard monofocal lens
  • Certain surgeons and facility services
  • Covered preoperative and postoperative care

You may still owe a deductible, copay, coinsurance, or other plan-related expenses.

Advanced lens features, astigmatism correction, and certain laser-assisted services generally involve additional out-of-pocket costs because they go beyond the standard medical treatment covered by insurance. Coverage varies, so patients should confirm their benefits and network requirements before surgery.

Smiling older adult at laptop learning the differences between glaucoma and cataracts and how much cataract surgery costs.

Ways to Pay for Cataract Surgery

Insurance

Insurance plans and Medicare typically cover:

  • The cataract procedure
  • A standard monofocal lens implant
  • Basic pre- and post-operative care

 

Note: You may still have deductibles, co-pays, or coinsurance

FSA or HSA

If you have an FSA (Flexible Spending Account) or an HSA (Health Savings Account), you can use those funds toward cataract surgery.

These accounts allow you to:

  • Pay for out-of-pocket costs with pre-tax dollars
  • Cover expenses like deductibles, co-pays, and even advanced lens upgrades

Flexible Financing

We offer financing options that allow you to break the cost of cataract surgery into manageable monthly payments.

With financing, you can:

  • Spread payments out over time
  • Choose a plan that fits your budget
  • Get the care you need now instead of waiting

 

Our Third-Party Options